Mechanical condition: If you’re not sure of checking the mechanics yourself, bring someone along who can do it for you. Check all accessible basics under the bonnet such as fluids, belts, air conditioning etc.

Mileage: On average a car would be driven between 12,000 and 15,000 miles a year. Work out if the car has done too many miles for its age. If the car seems to have done too little, check if the condition of the car reflects this, as well as check the service history, to see what mileage each service was carried out. It has been known for some people to tamper with the odometer to make it seem as though its done hardly any miles.

Tyres: Check the tyres for wear, worn down tyres will need replacement soon and will add to the cost. Tyre wear is also a good indicator of other problems, such as wheel alignment and damaged suspension. You should check if you discover uneven tyre wear.

Body damage: Check that the car is in a good condition, little bumps and scratches will happen, but major scratches will lead to rust, and major bumps may indicate an accident. Check if the car has been repaired in any way from an accident, as the cosmetics may seem ok, but the structure may have been damaged.

VIN numbers: Check the vehicles VIN numbers (Vehicle Identification Number), and ensure that they are the same throughout the car. There are a number of metal plates with these numbers on spread out around the car, find out where they are and check that they match. Also check that they are original, as re-sprays may indicate that they’ve been tampered with. It has been known for parts, or and entire half of a car to be used to repair another, also known as ‘ringers’.

Test drive: The best way to get a feel for a car and how it is mechanically is to take it for a test drive. Ensure that it starts first time, and try restarting it a couple of times. Check if the exhaust emissions are clear, black, grey or white smoke is not a good sign. Drive it with the windows down so you can hear the engine, and test the response. Take the car on a slow road and a fast road, and see how it feels, check if the steering is level, both when you’re driving and when you are braking, if the car pulls in anyway, there could be a problem with the brakes. If you can, test your car at 70mph to see if the steering vibrates at all, this will indicate bad tracking or wheel alignment.

1. If you change your status to married, you can easily get insurance at cheap prices.
2. If you are able to increase your deductibles, it will help you in achieving low premium rates. However, deductibles should be increased up to the limit that you can easily afford.

3. Certain insurance companies used to provide driving classes to people in order to improve your driving capability. These are also termed as defensive driving. By joining those from the company that you are concerned with, it will provide you with the lower premium rates.

4. In California, preference is given to the car that has driving safety features. Try to buy the car that is having all such features in it. It will help you in getting low cost auto insurance from the company.

5. If you are making good grades according to the insurance company, you will be rewarded by them. Good grades include A’s and B’s.

6. One more way of achieving low cost auto insurance policy you have to live with your parents and make register your insurance policy with their name. It will serve you with the lower premium rates.

7. Also, if you visit insurance quotes
from more than three insurance sites, you can get low cost insurance because the insurers that are not covered by one insurance site will be covered by another insurance site.

By following these points, one can get low cost insurance rates in California. Otherwise, it is quite difficult to get low cost insurance plans in California if you under the age of 25 years. And as it is against law of California to drive your car without having insurance, you have to buy it at higher rates. So it is advised to follow these factors and enjoy your driving by keeping yourself in the premises of law and order of the country. This will also provide you with a healthy and comfortable life as well because the fear of losses that are caused in case of a serious accident or injury is also removed.

1. Try to be at a safe distance from the crime and other like activities otherwise cheap insurance rates cannot be achieved. This is because it creates a very bad impression on the insurance company
. They do not feel that their policy is in safe hands and hence charge much extra from you.

2. If you had earlier made a deal with the same company, it will profit you to make your next deal with the same company. The insurance companies want to get their customers back and thus can give you low premium rates easily.

3. Try to be honest in providing the details about your vehicle and yourself. Fake information will lead you in problem in the future.

4. Heavy engine vehicles are having high insurance rates. So try not to purchase heavy engine vehicles in your first purchase. Once you are in the category of cheap insurance driver, later on fulfill your wish of purchasing it.

5. The most important point is to make sure that your driving record is clean. Your impression about driving your car matters a lot for the company. It can help you in getting low insurance rates. On the other hand, a bad driving record makes your premium rates very high.

6. Also, the area in which you are living matters for the company. If the crime rate of your area is high, there are more chance of accidents and injuries there and hence the insurance company has to pay for that. For this reason, they set you premium rates high.

7. Try to convince the auto insurance company that you are a gentle person and pay their monthly installments on time. It will leave a positive impression of you on the company and helps in getting lower premium rates.